Equityline Visa

Use the equity in your home to lower your monthly payments
and save with the new Equityline VISA!

You have worked hard to build the equity you have in your home. Despite this, you may have experienced the frustration of being unable to get the credit you need, even from your own bank. Here is an alternative.


Equityline VISA – the only credit you may ever need. Equityline VISA is a unique product that combines the freedom of a fully open line of credit, the convenience of VISA, and all the benefits of a Gold card. You can use the equity in your home to secure a revolving line of credit of up to $250,000 without making any changes to your existing mortgage.


Save with low interest, a low minimum monthly payment and no annual fee Equityline VISA is ideal for homeowners looking to save money by consolidating higher-interest debts into one lower-interest line of credit. With an interest rate of 8.99%, 9.99% or 11.99%, your savings could add up fast! And with a minimum monthly payment of just 1%, 1.25% or 1.5% of your balance, compared to 3% on most credit cards, you could be more than doubling your cash flow every month. All with no annual fee.


Get credit you control. Whether you want credit to make home improvements, buy a car, support a child’s education, take a vacation – even to manage everyday or unexpected expenses – the Equityline VISA gives you access to the funds you need, whenever you need them, up to your available credit limit. Just use your VISA card for purchases, get cash at any ATM displaying the VISA logo, or write a convenience cheque. You’ll only pay interest on the credit you use, and you can make payments on the card anytime, without penalties.


So give yourself some credit for the equity in your home. Call us today to see how the Equityline VISA can work for you.